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Fire and Allied Perils
An integral part of buying and owning property is having the right insurance. This policy goes further than damages and losses caused by fires. It also covers unforeseeable circumstances such as explosions, floods, earthquakes, lightning, riots, aircraft damage, and malicious activity.
Property All Risk & BI
Property and Casualty insurance protects your home and properties from risks and unforeseen circumstances that may lead to financial losses. Choosing the right policy will protect your interests when it comes to fire, theft, water leakage, floods, business interruption (loss of profits),and many other coverages.
Public Liability also known as Third Party Liability (TPL) and Legal Liability insurance is an integral part of running a business, no matter how small it may start out as. This policy covers the cost of injuries or damages caused by the business against the surrounding individuals or properties.
Deterioration of Stock (DOS)
Handling inventory comes with risks, especially when it has to be refrigerated. This policy provides coverage over any damages and losses caused to inventory due to a change in temperature.
Political Violence Insurance protects the insured against business interruption and financial losses caused by political instability. This includes unforeseeable circumstances such as riots, strikes, and terrorist acts.
Group Life Insurance
This insurance provides financial protection in the event of death, total or partial disability, and occupational diseases, whether as a result of natural causes or accidents 24/7 around the world, including workmen`s compensation coverage with accordance to the Kuwaiti Labour Law. This type of insurance also provides protection from the negligence of the employer, which may legally entail him in the event that any of his employees are injured during work.
One of the most important factors to consider when buying or leasing an aircraft is the insurance plan. Aviation Insurance, also called Aircraft Insurance, is a policy that protects the insured from the financial risk and liabilities involved in aviation. It can cover the cost of accidental damages to property and passenger liability.
Crime can happen in any business, big or small, so it is important to have the right arrangements and coverage. Extensive policies will cover employee dishonesty, fraud, theft, forgery, and other crimes which can pose a threat against businesses.
Marine Cargos & Hull
Transportation of goods is a lengthy and intricate process, and one that requires a comprehensive insurance policy. The right policy will both cover the vehicle and the loss/damages of goods that are transported.