This type of insurance provides coverage against the most common risks, including fire and water leakage, compensating the insured for all resulting damages.
This insurance provides the highest level of protection for your personal and commercial properties against all unexpected risks that may threaten your investments. Coverage includes fire, theft, water leakage, floods, and business interruption losses (loss of profits), along with a wide range of additional risks. With this comprehensive policy, you can ensure the stability of your business and peace of mind, regardless of the circumstances.
Public Liability insurance, also known as third-party or legal liability insurance, is an essential part of managing any business, regardless of its size. This policy provides financial protection for your organization against obligations arising from injuries or damages that may affect individuals or surrounding property due to your business activities, ensuring that your operations continue with confidence and peace of mind.
Engineering insurance policies offer comprehensive protection for construction projects and contractors’ operations against physical losses and damages caused by unforeseen and unexpected events. This coverage helps ensure that projects proceed safely and smoothly, safeguarding your investments from potential engineering-related risks. It also provides insurance coverage for injuries to workers and employees involved in the project.
This insurance provides comprehensive protection for contractors’ machinery and equipment at construction sites against potential damages and losses during the project. This coverage ensures the continuity of operations with efficiency and safety, safeguarding your investments from unexpected operational risks. It also covers machinery and equipment in factories of various types.
Warehouse insurance provides comprehensive protection for the contents of your warehouses, fixtures, and the buildings themselves, through a policy specifically tailored to your scope of operations. This coverage ensures the safeguarding of your assets from potential risks while providing peace of mind and the safe, reliable continuity of your operations.
Storing goods involves certain risks, especially when refrigeration is required. This policy provides coverage for any damages and losses resulting from temperature changes caused by refrigeration equipment malfunctions.
Political violence insurance protects the insured from business interruptions and financial losses resulting from political instability. This includes unforeseen events such as riots, strikes, and terrorist acts, ensuring the continuity of your operations and peace of mind even in the most challenging circumstances.
Group life insurance provides comprehensive financial protection for employees in cases of death, total or partial disability, and occupational diseases, whether resulting from natural causes or accidents, around the clock worldwide, including work-related injuries in accordance with Kuwaiti labor law. This insurance also ensures the employer is protected from any liability that may arise due to injuries sustained by employees while performing their duties, making it a complete solution for corporate risk management and peace of mind for all parties.
Group medical insurance provides comprehensive coverage for employees, ensuring they receive the necessary medical care, including hospital stays, treatments, and medical tests and analyses at accredited hospitals and health centers. This coverage is designed to support the health and well-being of your employees, while enhancing productivity and peace of mind within your organization.
This policy covers employees and workers against bodily injuries, disability, or death occurring during and as a result of work, in accordance with the provisions of Kuwaiti labor law.
Aviation insurance is an essential component when purchasing or leasing any aircraft. This insurance, also known as aircraft insurance, provides comprehensive protection for the insured against financial risks and liabilities arising from aviation activities. Coverage includes damage to aircraft bodies and passenger liability.
Companies face physical risks due to fraud, theft, or breaches of trust by some employees, which can affect business stability. This policy provides comprehensive protection against fraud, embezzlement, theft, forgery, and other crimes that may pose a financial threat to the company, ensuring the continuity of your operations and the protection of your assets and investments to the highest degree of security, including cyber risks.
This policy is designed to offer comprehensive protection for goods transported by various modes of transport, including land, air, and sea, against damage and theft. The coverage extends to all types of vessels, safeguarding against fire, damage, and third-party liability for any harm caused to others, ensuring smooth logistics operations and peace of mind throughout the entire transportation process. It also covers the hulls of ships and maritime carriers.
This insurance provides comprehensive protection for individuals and businesses against special risks that may not be fully covered by traditional insurance policies. This unique coverage ensures the continuity of your operations and the protection of your property and assets from exceptional threats, offering peace of mind and confidence in the face of unforeseen circumstances.